Terms of Use
Sbrcfinancial, doing business as Sbrcfinancial ("we," "our," or "us"), operates this website (the "Site"). By accessing and using the Site, you agree to these Terms of Use and our Privacy Policy without modification. This Site is provided for your information and subject to your acceptance of the terms outlined here.
Products and Services
Sbrcfinancial is not a lender and is not responsible for lending products advertised or offered to you. Loan approval and terms are determined solely by the participating lenders. Sbrcfinancial connects you to lenders but does not make credit decisions or guarantee loan approval.
Esign Consent
By clicking "Get Cash Now" (or a similar button), you provide your electronic signature, consenting to electronic communication and disclosures from us and our lending partners. Ensure you have the capability to access and save electronic documents, including PDFs.
Loan Inquiry Policy
We reserve the right to reject loan inquiries for any lawful reason. Submitting a loan request does not guarantee approval. Loan approval is determined by the policies of participating lenders, and Sbrcfinancial is not responsible for loan decisions. If a requested loan product is unavailable, we may connect you with alternative lenders.
Credit References
Participating lenders may verify your identity and creditworthiness using national databases (e.g., Equifax, TransUnion, Experian). By submitting your information, you authorize lenders to obtain such credit reports.
Compliance and Restrictions
You must be at least 18 years old and a legal U.S. resident to use this Site. You agree not to engage in illegal or inappropriate activities while using the Site. By using the Site, you agree to comply with all applicable laws and regulations. Sbrcfinancial may report suspected violations and conduct investigations as needed. Cooperation with investigations is mandatory, and violations may result in legal consequences.
Intellectual Property
All content on this Site, including trademarks, designs, and text, is the intellectual property of Sbrcfinancial or its licensors. You may view and copy content for personal use (e.g., requesting loans) but may not distribute, display, or modify it without written consent.
Limitation of Liability
This Site is provided "as is" without warranties. Sbrcfinancial is not liable for any damages resulting from your use of the Site.
Privacy
Our Privacy Policy governs the use of your personal information. By using the Site, you consent to our handling of your information in accordance with this policy. The Privacy Policy may be updated at any time without notice.
Binding Arbitration
All disputes related to these Terms of Use or your dealings with Sbrcfinancial will be resolved through binding arbitration under the rules of the American Arbitration Association in Clark County, Nevada. Arbitration decisions are final, and the prevailing party is entitled to recover arbitration costs unless prohibited by law.
Class Action Waiver
Disputes will be resolved individually and not as part of any class action or similar proceeding. This waiver may be limited by applicable law.
Notice and Takedown
If you believe materials on this Site infringe your copyright, please contact our legal department with the necessary information for a takedown request.